This year has been a brutal one for investors. Stocks are down, bonds are down, real estate is down—there has been nowhere to hide. The Toronto Stock Exchange net total return is negative 11% year-to-date. The S&P 500 has been much worse, with a 23% drop. Canadian bonds, as measured by the FTSE Canada Universe Bond Index, haveRead more about GIC rates are looking more and more attractive – Should you sell stocks and move to GIC’s?[…]